Fixed Deposit (FD)




















Fixed Deposit (FD) – Safe & Guaranteed Returns



What is a Fixed Deposit?

A Fixed Deposit (FD) is one of the safest and most popular investment options in India. It allows you to deposit a lump sum amount for a fixed tenure and earn guaranteed interest on it. Unlike market-linked investments, FDs offer assured returns, making them ideal for risk-free savings.


Key Benefits of FD


Guaranteed Returns: Secure and predictable earnings.


Flexible Tenure: Ranging from 7 days to 10 years.


Higher Interest: Better than a regular savings account.


Senior Citizen Benefits: Additional interest rates.


Loan Facility: Avail a loan against your FD without breaking it.


Popular Banks Offering FD


Here are some of the top banks in India that provide Fixed Deposit services:


State Bank of India (SBI)


HDFC Bank


ICICI Bank


Axis Bank


Bank of Baroda


Kotak Mahindra Bank


(Tip: Interest rates may vary from bank to bank. Always check the latest rates before investing.)


Documents Required for FD

1. Customers with a smartphone


2. Customer with bank account linked to mobile number


3. Customers who want to use a digital payment method


4. Age: 18 to 55 years old


5. Location: PAN India


6.New users only 


7.Passport-size Photograph


Open your FD


How to Open an FD?


1. Watch the training video and share the link with eligible customers in your network (friends/customers).


2. Your customer will be re-directed to playstore to download Stable Money app.


3. Enter mobile number & complete OTP verification.


4. Choose bank with which the customer wants to book a FD.


5. Analyze the returns & click on 'Calculate My Returns'.


6. Allow SMS & email permissions.


7. Choose FD tenure & click on 'Book Now'.


8. Enter FD amount.


9. Enter PΑΝ.


10. Enter Aadhaar & complete its verification.


11. Add nominee & withdrawal span.


12. Complete payment & your FD will be booked.


13. After successful tracking, your payout will be credited in next payout cycle


Click here to download the FD app




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